RE: Retirement How does your ideal retirement differ from reality, and what can we do to better align the two? Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Put It in a Letter A letter of instruction provides additional and more personal information regarding your estate. Estimate Your RMD Help determine the required minimum distribution from an IRA or other qualified retirement plan. Gift Giving: Spend Less, Enjoy More Stressed about the cost of holiday gift giving? You’re not alone.